This year the Maryland Court of Appeals will hear arguments in a case involving the collapsed carport of Gregory and Moria Taylor. State Farm Fire and Casualty Co. denied a claim filed by the couple because their insurance policy covered the collapsing of a “building” and the company did not consider the carport a building.
Most states require consumer insurance policies to be interpreted to the benefit of the consumer. Maryland, however, has followed a different standard that allows the insurance company to interpret their own policy as long as they act in good faith and their definitions comply with the reasonable and commonly accepted understanding of the words used.
The Court of Appeals will decide this year whether to follow the trend to require the interpretation of ambiguities in the policy to favor the consumer instead of the insurance company. This case could be a great victory for consumers in our state.
If you have been denied unfairly for your insurance claims, please call 301-251-1286 today or contact the Law Offices of Stuart L. Plotnick for your consultation with an experienced Maryland attorney. Our office is conveniently located in Rockville.